It is that time of year again where kids head back to school. Some for the first time and others will be graduating and heading out into the world. Here is a question for you... Have YOU ever thought of going BACK TO SCHOOL? I did and found a number of resources for continuing my education. So what about it? Have you ever thought about going back? I don't mean so you can ask out that girl from your 8th grade class or so you can give that mean girl from high school the business, but to go back and learn? You may appreciate it more or you missed the opportunity because "life happened."

I want to share an article I read on, it tells the story of Dallas retiree Pete Shannon. At 78 years old and after retiring from being a CPA, he wanted more. "It's a marvelous opportunity," Shannon says, calling the college his "candy store." "It's a wonderful place to go. The catalog is rich with all kinds of classes." He says in the article.

I know what your thinking... a college education is great but the price will cut into my retirement? First of all, if you want to go back to school, let Adam, Tom or Chris know and they will work with you to allow for it in your plan. However, there are discounts in they system for you. This same article continues to share the discounts allotted to Retirees and the uprising of Baby Boomers who are looking to enjoy learning.

For instance, did you know that "Dallas County residents age 65 and over get up to six hours' tuition free at Richland College every semester" and "Many community colleges and some four-year colleges allow seniors to audit classes for free and significantly reduce tuition for those who take them for credit. The financial arrangements vary widely by school and so do the age requirements - generally 60, 62, or 65 and over."

In fact, "Twenty-one states and Washington, D.C., offer free tuition for senior citizens at some or all of their public colleges, The student still must buy textbooks and may have to pay fees. Two relatively new opportunities offer even more help. The Senior Scholarships program, created last year as part of the Edward M. Kennedy Serve America Act, provides $1,000 education awards for people 55 or older who volunteer 350 or more hours a year. The money may be used for the volunteer's own education or transferred to a child, foster child or grandchild. And the American Opportunity tax credit can lower taxes for students of any age dollar-for dollar for the first $2,000 spent on tuition, fees and course materials. The credit also applies to 25 percent of the second $2,000. Unless extended, the temporary credit expires at year's end."

Bottom line, if you want to head BACK TO SCHOOL - do it! There are great opportunities for you to meet new people and learn a new skill or idea.